I have been with the same credit card processing company for many years. The Red Payments representative came in my store as a customer and notice I was processing the credit card transaction on an out dated terminal. She took a few minutes to explain about the EMV requirements and the new updated terminals. She also said if I would provide her with a current credit card statement she could possibly save me some money with next day funding to my checking account. I have now been with Red Payments since last summer processing with an updated terminal, saving a little bit of money and receiving my deposits next day. In addition the representative stops by from time to time to check on me and drops off some paper rolls for our new updated terminal. Thank you Red Payments for your good service. I would recommend you highly.