Here at Red Payments we pride ourselves on being able to offer small business owners the financing they need to expand or strengthen their businesses.

You can receive funds for your business within a week by obtaining either a total deposit advance or a merchant card advance – two great alternatives to traditional small business loans or equity investments.

Your business can get funded even if a bank turned you down, regardless of your personal credit score or a past bankruptcy. We even fund businesses with existing cash advances.

Our years of experience have provided us with a deep understanding of small businesses. Whether you’re a local Mom-and-Pop outlet, a one-person service provider, or a large multi-location chain, we have a program to suit your needs.

Merchant Cash Advance (MCA)

Approval amount is based on your monthly merchant processing volume

  • We purchase your future merchant processing receivables at a discount, providing you with funds today
  • Use your merchant processing account to repay the advance
  • Approval amounts are determined using the last 4 months of merchant processing and bank statements along with the business information on your application.
  • You are eligible to refinance when you reach 60% of your total repayment amount.

Total Deposit Advance (TDA)

Approval amount is based on your monthly checking account deposit volume

  • You don’t have to accept credit cards in your business to be approved.
  • We purchase your future bank deposit receivables at a discount, providing you with funds today
  • Use your future accounts receivables to repay the advance
  • Approval amounts are determined using the last 4 months of your bank statements along with the business information on your application.
  • Advances are repaid with a fixed daily ACH withdrawal from your checking account Monday to Friday only.
  • You are eligible to refinance when you reach 60% of your total repayment amount.

Get Up to $250.000 to support your business growth

To receive your capital today

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Card Acceptance

Accept a wide array of payments anywhere anytime.

  • Credit and debit cards processing
  • Gift and loyalty cards
  • Private Label cards
  • Check acceptance
  • EBT/cash benefits cards
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Gift & Loyalty Programs

Drive increased revenue with our tailored gift and loyalty programs

  • Customized Cards
  • Tailored programs for your unique business needs
  • Quick flexible transactions with zero risk
  • Compatible with most credit card terminals and POS systems
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Merchant Analytics

What if you could discover something new every day — insights that could drive your business growth and help you reach your full potential?

  • Online access to transactional data
  • Monthly Statement access
  • Credit Card Receivables and QuickBooks integration
  • Customized, aggregated data for your specific reports
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Online Restaurant Ordering

Red Payments can provide your restaurant with an array of services and solutions for your specific needs.

  • Menu builder
  • Custom Deliver Zones
  • Insightful Analytics
  • Customized loyalty Program
  • Marketing and Promotions
  • User Friendly Design
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24/7 Customer Support provided by your Personal Concierge

When you open a merchant account with Red Payments, you are introduced to your personal concierge who will attend to all of your requests.

Never again will you have to leave a message on the answering machine.

All-In-One Business Solutions

We are committed to constantly providing our customers with the most cost-effective payment solutions available in the market.

Lowest Rates

Red Payments offers the most competitive rates in the industry. We reduce your cost of credit cards processing by eliminating hidden fees.

Advanced Technologies

Stay ahead of the competition with the latest state-of-the-art technology to provide modern payment services.

Safe and Secure

Red Payments provides comprehensive data security solutions with the highest information security standards.

In-House Tech Support

We believe in after-sale care and support. As such, we offer several options to help you find the answers you are looking for.

Concierge Service

Knowledgeable account specialist. Dedicated point of contact. 24/7 Support

Our Successful Clients